Interest rates on loans for accountants depend on the type of loan, their credit background, and their current financial state. However, accountants usually get paid less than normal because they can make a lot of money and are financially stable. Expect rates to range from 4% to 7% for most business and personal loans. The better your credit score and financials, the sharper the rate you’ll lock in.

That depends on your income, assets, and loan type. For practice finance, lenders may fund up to 100% of the purchase price. For property loans, expect borrowing capacity to reach 80-90% of the property value. Need a car or fit-out loan? Lenders often approve amounts based on cash flow and existing debts. Bottom line: the stronger your financials, the more you can leverage.

If you’re an accountant, lenders love you—strong income, stable career, and low default risk. That said, approval depends on your credit score, income, assets, and debt levels. The good news? Even if your numbers aren’t perfect, specialist lenders can structure a deal that works. The key is choosing the right lender—which is where Key Partner Finance comes in. We know what works, and we get deals done.