Investment Property Loans
"Get Expert Advice and Tailored Solutions for Your Investment Property Needs."
Secure the best loan and interest rate for your investment property with the help of our experienced team and insightful resources.
Get In Touch
Maximize Your Investment Potential with Key Partners Finance
At Key Partners Finance, we specialize in securing the best investment property loans tailored to your financial goals. Whether you’re buying your first property or expanding your portfolio, we know the stakes are high. That’s why we don’t just offer loans—we provide strategic solutions that align with your investment vision. With access to a range of competitive interest rates, flexible terms, and expert insights, we give you the tools to make smarter decisions and unlock the full potential of your property investments.
Access the Best Loan Rates
Get exclusive deals from top lenders.
Flexible Loan Structures
From interest-only to full-term, we customize your financing.
Expert Investment Advice
We help you make smarter, high-ROI moves.
How We Help You Secure the Best Investment Property Loans
Custom Loan Options
Every investor has a unique strategy, and we match you with the loan products that work best for you. Whether it’s fixed-rate, interest-only, or portfolio loans, we find the perfect fit.
Lowest Possible Interest Rates
We leverage our relationships with top investment property mortgage lenders to give you access to the most competitive loan rates available. The right rate can save you thousands over time and boost your investment returns.
Lender Matching
We connect you with lenders who specialize in investment properties and offer the most competitive investment property loan rates and flexible terms. We ensure you get the most suitable deal.
Maximize Cash Flow
The right loan structure means higher rental income, lower expenses. Our goal is to help you generate the highest possible cash flow. By selecting the right loan product, we ensure that your property provides steady rental income while keeping your monthly expenses manageable.
Ongoing Support
Securing financing is just the start. At Key Partners Finance, we help optimize and refine as your portfolio grows. We Will continue to provide expert advice and financing solutions to help you scale.
Fast, Efficient Process
Time is money, and we don’t waste either. Our streamlined application process ensures that you get approved quickly, so you can move forward with your investment plans without delays.
Easy Steps to Secure Your Investment Property Loan
Initial Consultation
We take the time to understand your investment goals and financial situation to create a tailored strategy.
Property Selection
We help you identify and select the right investment properties that align with your goals and budget.
Financing Options
We present a range of financing solutions, ensuring you secure the best loan terms and rates for your property.
Ongoing Support
We provide continuous guidance and advice, helping you optimize your investments and achieve long-term success.
What Sets Key Partners Finance Apart?
Investment property loans aren’t like standard mortgages. They come with different rules, risks, and financial opportunities—and you need a team that knows how to play the game. At Key Partners Finance, we’re not just about securing investment property loans—we’re about creating long-term success for our clients.
Proven Track Record
We've helped a huge number of investors get loans and build their property assets. We're experts because we've been successful for years and know a lot about investing in real estate
Strategic Loan Structuring
We don’t offer cookie-cutter solutions. Whether you need a standard investment property loan or a more specialized product, we provide options that fit your goals. Every loan is customized for growth & cash flow.
Investor-Focused Approach
We think long-term wealth, not just one deal. Your success is our success. We take the time to understand your financial objectives and provide strategic loan advice to help you achieve them.
Quick and Simple Process
Deals move fast. We make sure your financing keeps up. That’s why we’ve designed a streamlined process that ensures you get the financing you need when you need it.
Ready to Secure Your Investment Property Loan?
Get Started with Key Partners Finance Today !
Free Consultant
24/7 anytime Open Our Services
-FAQ
Frequently Asked Question
What is an Investment Interest Rate?
An investment interest rate is the cost of borrowing money for a rental or investment property. It’s usually 0.5% to 1% higher than a home mortgage because lenders see investments as higher risk.
Why? Because if money gets tight, people pay their home mortgage before their investment loans. Expect rates to be 0.5% to 1% higher than standard home loans, depending on factors like your credit score, loan-to-value ratio (LVR), and market conditions.
Factors that impact your rate:
- Credit Score – Higher scores = better rates.
- Loan-to-Value Ratio (LVR) – More equity = lower risk.
- Market Conditions – Rates fluctuate with the economy.
How Much Deposit Do I Need for an Investment Property Loan ?
What is the 1% Rule in Property Investing?
- Example : Buy a property for $500,000? It should rent for at least $5,000/month to be a good investment. This rule helps investors filter out bad deals fast, but it’s not the whole story. You still need to factor in expenses, market trends, and long-term appreciation to make a real profit.
Can You Get a 100% Investment Loan?
- You use equity from another property instead of a cash deposit.
- You have a guarantor loan (a family member backs your loan with their property).
- You qualify for private or non-bank lending (expect higher rates and stricter terms).
What is the Minimum Credit Score for an Investment Property Loan ?
- 620-679 – You might get approved but expect higher rates & bigger deposits
- 680-720 – Decent rates, but you’ll need a strong financial profile.
- 720+ – You unlock the best interest rates and lower deposit options.
