Line of Credit Facilities
Flexible Line-of-Credit Facilities
Our line-of-credit facilities are flexible, providing easy and fast access to funds, allowing financial independence at the time of need. Suitable for personal as well as business requirements to ensure hassle-free cash flow and expansion.
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Credit Facilities Finance
Key Partners Finance has flexible credit facilities solutions that manage cash flows, provide for growth, and cover operating expenses. Revolving lines of credit, overdraft protection, or structured financing options—whatever you need, our tailored options will ensure that you access funds when they are required. Our rates are competitive, and we are also sought after for our expert guidance on securing the right funding for businesses.
Why a line of credit?
Our brokers are skilled at obtaining credit financing at a competitive rate and in a timely manner.
Help to pay for the operating costs
Everything, like payroll for workers, marketing, inventory expenses, and GST or tax payments.
Fund an unsecured loan.
There are no guarantees, and no company or property is given as collateral for an unsecured loan.
Concise details on the amounts being used.
Any needed amount can be extracted from a line of credit, and the same or even lesser is returned.
Why work with us?
Flexible lending solutions
We can offer a custom financing option that fits your business and budget because we work with more than 75 Australian lenders.
Fast response times
After applying, a broker will call you in a couple of hours. In some cases, we may put money in your account in as little as twenty-four hours.
Comprehensive due diligence
We will find the perfect loan for you and explain every detail, including the rate over the term of your loan.
Stop overpaying. Get the Loan You Actually Deserve.
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-FAQ
Frequently Asked Question
What are the benefits of a line of credit?
You have continuous access to money through a line of credit, which you may use and re-use as needed.
Is line of credit interest charged daily?
Interest on a line of credit is usually calculated monthly through the average daily balance method. This method is used to multiply the amount of each purchase made on the line of credit by the number of days remaining in the billing period.
Do lines of credit have fees?
Some lines of credit, such as the Home Equity Line of Credit and the Personal Flex Line®, also have service charges.
What is a good credit score?
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good, while 800 and higher are excellent.
How much can I borrow with a line of credit?
The borrowing limit depends on factors such as your credit score, income, and financial situation. Lenders typically offer a range based on your ability to repay.
What is the interest rate for a line of credit?
Interest rates for lines of credit vary depending on the lender, your credit history, and the type of credit offered. Rates are typically variable and can change over time.
