Recreational Vehicles Loan
Flexible Financing Solutions for Your Recreational Vehicle Dreams
Explore flexible financing options to make your dream recreational vehicle a reality today! Enjoy low rates, easy approval, and customizable terms to fit your needs and budget.
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Flexible Financing Options for Your Dream Recreational Vehicle
Recreational vehicle loans provide a flexible and affordable way to own an RV, camper, or motorhome with manageable monthly installments. At Key Partners Finance, we offer customized financial solutions to help you secure the best recreational vehicle loans that fit your budget and lifestyle.
There are several types of recreational vehicle loans.
Types of Recreational Vehicle Loans
At Key Partners Finance, we will help you get a recreational vehicle loan that will fit your needs and allow you to own your dream RV!
New Recreational Vehicle Loan
The new recreational vehicle loan offers low and flexible payments and serves as a competitive loan for RV's, motorhomes, campervans, or travel trailers.
Used recreational vehicle loans
These loans are made for mid-range-priced used vehicles to help budget-conscious buyers.
Secured recreational vehicle loans
A secured loan is a loan backed by collateral, which lowers the interest rate a lender would charge on an unsecured loan.
Unsecured recreational vehicle loans
These are loans that do not require any collateral but would be available under usually higher interest rates based on creditworthiness.
Private party recreational vehicle loans
The shorter loan is for those purchasing an RV privately as opposed to through a dealership.
How to Get Approved for a Recreational Vehicle Loans
Contact us
Contact us and book your consultation.
Book a Free Consultation
Tell us what you need, and we’ll map out your best options
We Negotiate the Best Deal
We leverage our premium broker status to get you lower rates and better terms.
You Get Approved—Fast
We handle all the paperwork and deal with the banks, so you don’t have to.
Benefits and Uses of Recreational Vehicle Loans
Our recreational vehicle loans make it easy for you to own your dream RV, camper, or motorhome with flexible financing options, whether for traveling to new adventures or as a mobile living solution. Key Partners Finance lands you with these perks
Budget-Friendly Financing
Divide your RV costs into manageable monthly payments through easily affordable interest rates.
Better Rates
At Key Partners Finance, we help you to find the best recreational vehicle loans at the best rates.
Quick Approval
Enjoy a fast approval process and reduced paperwork, meaning you can get on the road sooner.
Flexible Terms
Customize your loan terms based on your budget to make repayment much simpler.
Business-Powered RV
Turn your RV into a mobile office, food truck, or rental property while growing an additional income stream.
Stop Overpaying. Get the Loan You Actually Deserve.
Get Started Today – Book Your Free Consultation
RV buying tips
What kind of RV is right for you?
Learn about different RV styles and hit the road in your dream vehicle.
Should you buy a new or used RV?
When buying an RV, there are good reasons to consider both new and used. Let us help you decide.
How I did it: Deciding whether to buy an RV
U.S. Bank Vice President Jen Wendt discusses the considerations that went into her family’s decision.
Costs of owning an RV
Be sure you consider the long-term costs of RV ownership when budgeting for your purchase.
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-FAQ
Frequently Asked Question
What credit score do you need for an RV loan?
Most lenders require a FICO score of at least 670 to qualify for an RV loan.
What is a good interest rate for an RV?
The interest rate is generally higher than a car loan rate, though, and it also has a longer length. The average RV loan rate is 9.5%-13.5%, and 120-180 month loans are the most common.
What is an RV score?
The RV Index Score is a risk assessment score. The calculation considers the applicant’s credit score, rent-to-income, debt-to-income, and the ratio between positive and negative tradelines.
What is the normal range for RV?
The normal mean value for RV global systolic strain rate is −1.88 1/sec (95% CI, −2.10 to −1.59).
How long are RV loan terms?
RV loan terms usually range from 5 to 20 years, depending on the amount borrowed and your financial situation. Longer terms often lead to lower monthly payments but can result in higher interest over the life of the loan.
Can I refinance my RV loan?
Yes, refinancing is possible if you’re looking for better rates or terms. If your credit has improved or if interest rates have decreased, refinancing may be a good option to lower monthly payments or shorten the loan term.
